Most medical insurance companies provide coverage for Oral Appliance Therapy. Major insurance companies like Blue Cross Blue Shield, United Healthcare, Aetna, Humana, Cigna and Medicare have policies that outline the criteria they require for coverage. Once you provide your medical insurance information to our team, we'll check with your insurance company regarding your specific coverage. Each insurance plan is different, and your total out-of-pocket costs will be determined by your co-pay, co-insurance and/or deductible. You may also be able to take advantage of PPO discounts, if your insurance allows them. Once we know you have coverage, we start a pre-approval process known as pre-certification or pre-determination. This gives the insurance the opportunity to review your case for approval. Learn more.